House-Hack TIC Sold to Friend-Landlord Duo: Urban Living, Income Strategy, Low Buy-In

The file

A 5-bed, 3.5-bath Mid-Market TIC is nobody’s average starter home, and marketing it like one would have wasted everyone’s time. The right buyer was a house-hacker: young professionals who wanted ownership with income built in. Two friends fit. Each took an en-suite, the remaining rooms rent out to offset the mortgage, and instead of staying master tenants they became landlords with modest capital in. I built them a simple financial model covering rent offsets, mortgage impact, and long-term return, and structured lease-option terms to bridge timing and financing. The seller got a smooth exit at their price without ever listing.